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J Aging Soc Policy. 2018 Feb 22:1-19. doi: 10.1080/08959420.2018.1444315. [Epub ahead of print]

Cognitive Impairment and Social Security's Representative Payee Program.

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a Center for Retirement Research at Boston College , Chestnut Hill , Massachusetts, USA.


Social Security's Representative Payee Program faces a difficult balance with respect to dementia: Many people living with dementia can conduct their finances without a payee if they have help from informal caregivers, but those without help are at risk. To date, it has been unclear what share of retirees with dementia use a payee, what share has help potentially available from another source, and what share has no observed means of assistance. This study finds that while fewer than 10% of retirees with dementia use a payee, only about 8% have no observed means of help.


Dementia; caregiving; representative payee

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