Impact of alternative healthcare plans on out-of-hours help-seeking intentions in Switzerland

Swiss Med Wkly. 2018 Oct 30:148:w14686. doi: 10.4414/smw.2018.14686. eCollection 2018 Oct 22.

Abstract

Introduction: In Switzerland, mandatory health insurance plans (standard) offer free access to secondary and emergency care. However, in return for a lower premium, individuals can choose alternative healthcare plans (HCPs), with either a general practitioner (GP) or a medical call centre (Telmed) acting as gatekeeper.

Aim: To examine the impact of alternative HCPs on patients' intended help-seeking behaviour out-of-hours (OOH) in Switzerland.

Methods: A secondary analysis of the Swiss data collected for the EurOOHnet survey on help-seeking behaviour in Denmark, the Netherlands and Switzerland was made. The survey used hypothetical scenarios for measuring two outcome measures: intended help-seeking for (1) OOH care and (2) OOH face-to-face care. Binomial regression analyses were used to test the influence of HCPs on intended OOH help-seeking, adjusted for other (population) characteristics.

Results: Telmed-insured persons were more inclined to OOH help-seeking than persons with a standard HCP (odds ratio [OR] 2.28, 95% confidence interval [CI] 1.91-2.72; controlled for other population factors), mainly driven by contact with the medical call centre (31 vs 5%), and were less inclined to have an OOH face-to-face contact (OR 0.69, 95% CI 0.55-0.87). Persons with a GP HCP had a lower intended use of face-to-face OOH care contacts than persons with a standard plan (OR 0.74, 95% CI 0.63-0.86).

Conclusion: Alternative HCPs on a voluntary basis seem to influence the use of OOH care. These results could be relevant for policy makers, especially from non-gatekeeping countries, to reduce irrelevant use and subsequent costs of emergency and OOH care services.

MeSH terms

  • Adult
  • After-Hours Care*
  • Emergency Medical Services / economics
  • Female
  • General Practitioners / economics
  • General Practitioners / statistics & numerical data*
  • Help-Seeking Behavior*
  • Humans
  • Insurance, Health / economics*
  • Male
  • Middle Aged
  • Primary Health Care
  • Surveys and Questionnaires
  • Switzerland
  • Telemedicine / economics
  • Telemedicine / standards*