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BMC Health Serv Res. 2016 Jan 4;16:1. doi: 10.1186/s12913-015-1254-9.

Healthcare seeking behaviour among self-help group households in Rural Bihar and Uttar Pradesh, India.

Author information

1
Institute of Health Policy and Management, Erasmus University Rotterdam, J5-23, P.O. Box 1738, 3000, DR, Rotterdam, The Netherlands. Wameq.r@gmail.com.
2
Research and Evaluation Division, BRAC, Dhaka, Bangladesh. Wameq.r@gmail.com.
3
Institute of Health Policy and Management, Erasmus University Rotterdam, Rotterdam, The Netherlands.
4
Micro Insurance Academy, New Delhi, India.
5
Micro Insurance Academy, India and Erasmus University Rotterdam, The Hague, The Netherlands.
6
International Institute of Social Studies (ISS), Erasmus University Rotterdam, The Netherlands and Georgetown University, Doha, Qatar.

Abstract

BACKGROUND:

In recent years, supported by non-governmental organizations (NGOs), a number of community-based health insurance (CBHI) schemes have been operating in rural India. Such schemes design their benefit packages according to local priorities. This paper examines healthcare seeking behaviour among self-help group households with a view to understanding the implications for the benefit packages offered by such schemes.

METHODS:

We use cross-sectional data collected from two of India's poorest states and estimate an alternative-specific conditional logit model to examine healthcare seeking behaviour.

RESULTS:

We find that the majority of respondents do access some form of care and that there is overwhelming use of private providers. Non-degree allopathic providers (NDAP) also called rural medical practitioners are the most popular providers. In the case of acute illnesses, proximity plays an important role in determining provider choice. For chronic illnesses, cost of care influences provider choice.

CONCLUSION:

Given the importance of proximity in determining provider choice, benefit packages offered by CBHI schemes should consider coverage of transportation costs and reimbursement of foregone earnings.

PMID:
26728278
PMCID:
PMC4698810
DOI:
10.1186/s12913-015-1254-9
[Indexed for MEDLINE]
Free PMC Article

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