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Ghana Med J. 2012 Jun;46(2):76-84.

The effect of Ghana's National Health Insurance Scheme on health care utilisation.

Author information

1
Dept. of Global Health and Population, Harvard School of Public Health, Boston, MA, United States. nblanche@hsph.harvard.edu

Abstract

OBJECTIVES:

The study investigates the effect of Ghana's National Health Insurance Scheme (NHIS) on health care utilisation.

METHODS:

We provide a short history of health insurance in Ghana, and briefly discuss general patterns of enrolment in Ghana as well as in Accra in a first step. In a second step, we use data from the Women's Health Study of Accra wave II to evaluate the effect of insurance on health seeking behaviour using propensity score matching.

RESULTS:

We find that on average individuals enrolled in the insurance scheme are significantly more likely to obtain prescriptions, visit clinics and seek formal health care when sick.

CONCLUSION:

These results suggest that the government's objective to increase access to the formal health care sector through health insurance has at least partially been achieved.

KEYWORDS:

Health insurance; health care utilisation; treatment differentials

PMID:
22942455
PMCID:
PMC3426378
[Indexed for MEDLINE]
Free PMC Article

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