6 Towns Credit Union, 382 High St, West Bromwich. mary.mooney@sixtowns.co.uk
The purpose of this paper is to demonstrate how a financial cooperative, owned and managed at a local level, can have a positive impact on financial exclusion. Member-owners of the co-operative are able to access easy saving products, take advantage of affordable loans, and develop transferable skills working as volunteers at the strategic and community level.