Table 138Medical care benefits for employees of private establishments by size of establishment and occupation: United States, selected years 1990–97
[Data are based on a survey of employers]
Click here for spreadsheet version

All Professional, technical and related Clerical and sales Blue collar and service
Size of establishment and type of benefit 1990 1994 1996 1990 1994 1996 1990 1994 1996 1990 1994 1996
Small private establishments1Percent of all employees
Participation in medical care benefit:
 Full-time employees696664828076757069605756
 Part-time employees67661114799653
Type of medical care benefit among participating full-time employeesPercent of participating full-time employees
Fee arrangement100100100100100100100100100100100100
 Traditional fee-for-service745536695331775534735741
 Preferred provider organization (PPO)132435162741132436112332
 Health maintenance organization (HMO)141927152027101928152025
 Other012001022002
Individual coverage:
 Employee contributions not required584748564949534446624848
 Employee contributions required425352445151475654385251
Family coverage:
 Employee contributions not required321924281721291520372329
 Employee contributions required688175728378718580637770
Average monthly contribution
Individual coverage:
 Average monthly employee contribution:
  Total$ 25$ 41$ 43$ 24$ 47$ 41$ 24$ 41$ 42$ 27$ 38$ 44
  Non-HMO253943244640243843283645
  HMO254941244842275042254741
Family coverage:
 Average monthly employee contribution:
  Total109160182112181190106160181111149177
  Non-HMO104151181110173192102155181101137175
  HMO135190182118204183134178183145191182
All Professional, technical, and related Clerical and sales Blue collar and service
Size of establishment and type of benefit 1991 1995 1997 1991 1995 1997 1991 1995 1997 1991 1995 1997
Medium and large private establishments2Percent of all employees
Participation in medical care benefit:
 Full-time employees837776858079817678847574
 Part-time employees281921423129262020261519
Type of medical care benefit among participating full-time employeesPercent of participating full-time employees
Fee arrangement100100100100100100100100100100100100
 Traditional fee-for-service673727622920593022734533
 Preferred provider organization (PPO)163440193640213642123339
 Health maintenance organization (HMO)172733183340193236142128
 Other011110020010
Individual coverage:
 Employee contributions not required493331452120432424554440
 Employee contributions required516769557980577676455660
Family coverage:
 Employee contributions not required312220251110271514373329
 Employee contributions required697880758990738586636771
Average monthly contribution
Individual coverage:
 Average monthly employee contribution:
  Total$ 27$ 34$ 39$ 26$ 35$ 37$ 28$ 36$ 39$ 26$ 32$ 40
  Non-HMO263342263340273441253243
  HMO293634293833323936283234
Family coverage:
 Average monthly employee contribution:
  Total971181309612012510812713591112131
  Non-HMO921121329311612810412013484106134
  HMO118133126110128120121141138122130124
1

Less than 100 employees in all private nonfarm industries.

2

100 or more employees in all private nonfarm industries.

NOTE: In 1992–93, 88 percent of full-time employees in private establishments were offered health care plans by their employers (96 percent in medium and large private establishments and 80 percent in small private establishments). In 1999 the National Compensation Survey was redesigned. Starting in 1999, only participation rates in medical care benefits for full-time and part-time employees are available for this table, but not details on type of coverage or employee contributions. In 2000 in medium and large private establishments, the participation rate in health benefits was 67 percent for full-time employees and 28 percent for part-time employees; in small private establishments, 56 percent of full-time and 6 percent of part-time employees received health benefits through their employers.

SOURCES: U.S. Department of Labor, Bureau of Labor Statistics, National Compensation Survey; Employee benefits in small private establishments, 1990 Bulletin 2388, September 1991, 1994 Bulletin 2475, April 1996, and 1996 Bulletin 2507, April 1999. Employee benefits in medium and large private establishments, 1991 Bulletin 2422, May 1993, 1997 Bulletin 2517, Sept. 1999, and news release USDL 97–246. July 25, 1997. Blostin AP and Pfuntner JN. Employee medical care contributions on the rise. Compensation and Working Conditions, Spring 1998.

From: Trend Tables

Cover of Health, United States, 2005
Health, United States, 2005: With Chartbook on Trends in the Health of Americans.
National Center for Health Statistics (US) .
Hyattsville (MD): National Center for Health Statistics (US); 2005 Nov.

NCBI Bookshelf. A service of the National Library of Medicine, National Institutes of Health.